Free financial calculators
Make money decisions with clear numbers
Work out loan, car and mortgage payments, total interest and payoff schedules in seconds, then learn exactly how the numbers are calculated.
- 100% free
- No sign-up
- Nothing you type is stored
Example calculation
Loan Calculator- Amount
- $20,000
- Rate
- 7% APR
- Term
- 5 years
Monthly payment
$396.02
Total interest $3,761 over 60 payments
Try it with your own numbers
Our calculators
Pick a calculator, enter your numbers and get an instant answer, with a guide that explains every step.
Loan Calculators
View all loan calculators →Loan Calculator
Calculate your monthly loan payment, total interest and full amortization schedule. Free loan calculator for any amount, rate and term.
Open calculatorCar Loan Calculator
Work out your monthly car payment including sales tax, down payment and trade-in value. See total interest, total cost and the amortization schedule.
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Mortgage Calculators
View all mortgage calculators →Salary Calculators
View all salary calculators →Salary to Hourly Calculator
Convert an annual salary to an hourly wage, plus daily, weekly, bi-weekly and monthly pay. Includes your hours, paid weeks and paid days off.
Open calculatorHourly to Salary Calculator
Convert an hourly wage to annual salary and see daily, weekly, bi-weekly and monthly pay, plus what your paid time off is worth.
Open calculatorOvertime Calculator
Calculate overtime pay at time and a half or double time. See your overtime rate, regular pay, overtime pay and total pay for the period.
Open calculatorRaise Calculator
Work out your new salary after a raise by percentage or dollar amount, and see how much more you'll earn per year, month and paycheck.
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Savings Calculators
View all savings calculators →Compound Interest Calculator
See how your savings grow with compound interest and regular monthly contributions. Compare yearly, monthly and daily compounding with a year-by-year chart.
Open calculatorSavings Goal Calculator
Find out how much you need to save each month to reach a savings goal by a target date, including the interest your savings earn along the way.
Open calculatorInflation Calculator
Estimate what today's prices will cost in the future and how much purchasing power your money loses, using an inflation rate you choose.
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Why people use ClearMoneyCalcs
Private by design
Calculations run in your browser. We never ask for your name, email or account details.
Tested formulas
Every calculator uses standard financial formulas and is checked against known correct results.
Explained in plain English
Each tool comes with a guide showing how the numbers are worked out, with a step-by-step example.
How we build our calculators
A calculator is only useful if you can trust the number it gives you. This is the process every tool goes through.
More about us- 01
Standard formulas
We use the same published formulas lenders and textbooks use, such as the amortization formula for fixed-rate loans.
- 02
Automated tests
Calculation code is tested against reference values before any change goes live.
- 03
Official sources
Country-specific figures like tax bands come from government sources, with the date they were checked.
- 04
Honest limits
Each guide says what the calculator does not include, so you know when to check with a professional.